FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PROFITABILITAS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA
DOI:
https://doi.org/10.31941/jebi.v9i01.168Abstract
The purpose of this research is to examine the influence of Capital Adequacy Ratio(CAR), Quality of Productive
Assets (KAP), Operating Expenses to Operating Profit (BOPO), Loan to Deposit Ratio (LDR), Quick Ratio (QR),
Credit toward Profitability (ROA).
The population are banking companies which registered in Indonesian Stock Exchange among the period of 2005
until 2009, which there are 30 banks. The research sample are 15 banks, it was done by using purposive
sampling method with criteria as banking who presenting and submitted annual report and banking who
produce positive profit. Data analysis with multi linear regression of ordinary least square and hy potheses test
used t-statistic and F-statistic at level of significance 5%, a classic assumption examination which consist of data
normality test, multicolinierity test, heteroskedasticity test and autocorrelation test is also being done to test the
hypotheses.
During research period show as variable and data research was normal distributed. Based on multicollinierity
test, heteroskedasticity test and autocorrelation test classic assumption deviation has not founded, this indicate
that the avaible data has fulfill the condition to use multi linear regression model. The result of this research
showed that F-statistic, independent variable CAR, KAP, BOPO, LDR, QR, and credit have significant influence on
Return on Asset (ROA) of banking companies at level of significant less than 5% (0,0000), than the result of this
research showed that t-statistic, independent variable CAR, KAP, LDR, QR, and credit have significant influence
on ROA at level of significant less than 5% (0,0000; 0,0013 ; 0,0123; 0,0002; 0,0000), but BOPO have no
significant influence on ROA at level of significant more than 5% (0,3091). Prediction capability from these six
variable toward ROA is 58,93% where the balance (41,07%) is affected to other factor which was not to be
entered to research model.
Keywords : ROA, CAR, KAP, BOPO, LDR, QR, and Credit
Downloads
Issue
Section
License
Authors who publish with JEBI: Jurnal Ekonomi dan Bisnis agree to the following terms:
- Authors retain copyright and grant the JEBI: Jurnal Ekonomi dan Bisnis right of first publication with the work simultaneously licensed under Creative Commons Attribution License (CC BY 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the published version of the work (e.g., post it to an institutional repository or edit it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
