IMPLEMENTASI DIGITAL PAYMENT DI LINGKUNGAN UNIVERSITAS LABUHANBATU DAN DAMPAKNYA PADA KEPUTUSAN PENGGUNA
DOI:
https://doi.org/10.31941/jebi.v26i2.2983Abstract
The purpose of this research is to be able to provide relevant information to stakeholders related to digital payments. The research design prioritizes collaborative descriptive research with a quantitative approach with primary data collection techniques as the main research data which contains various questions in a questionnaire arranged in a Google form that is distributed to all active students within the Labuhanbatu University campus, with as many as 150 samples. Data analysis techniques in solving problems with the Smart PLS v.4.0 application to predict the model tested in the study. Based on the results of the research hypothesis test, among others, that the consumer motivation variable has not succeeded in becoming one of the factors that determine the occurrence of digital payment user decisions within the Labuhanbatu University academic community, the consumer perception variable becomes the second hypothesis which does not significantly affect digital payment user decisions within the University academic community. Labuhanbatu. This means that of the entire hypothesis, only the third hypothesis, namely the consumer behavior variable, has a strong and significant influence on digital payment user decisions in the academic community at Labuhanbatu UniversityReferences
Abdillah, Muhammad Dzaki, Pristiyono, P., & Halim, A. (2022). Analysis of the Drivers of the Need for a Digital Wallet Post-COVID in Labuhanbatu Regency. 3(3).
Aditya, R., & Ekyawan, F. (2021). Consumer Behavior Analysis in Using the Digital Payment Application. Proceedings of the 5th Global Conference on Business, Management and Entrepreneurship (GCBME 2020), 187(Gcbme 2020), 524–528. https://doi.org/10.2991/aebmr.k.210831.102
Bari, A., & Hidayat, R. (2022). TERHADAP KEPUTUSAN PEMBELIAN MEREK GADGET.
Bawono, A., Isanawikrama, I., Arif, K., & Kurniawan, Y. J. (2018). PENGARUH PERILAKU KONSUMEN, BRAND IMAGE DAN PROMOSI TERHADAP KEPUTUSAN PEMBELIAN ONLINE PADA SITUS BELANJA ONLINE (Studi Kasus pada Situs Belanja Online XYZ). Jurnal Pengabdian Dan Kewirausahaan, 2(2), 131–144. https://doi.org/10.30813/jpk.v2i2.1366
Budhiharjo, Sari Intan dan Febriana, H. (2020). Pengaruh Promosi E-Payment Terhadap Keputusan Pengguna Aplikasi Transportasi Online Di Ruang Lingkup Universitas Pamulang (Studi Kasus Mahasiswa Prodi Manajemen). Jurnal Pendidikan, Hukum, Dan Bisnis, 5(2), 1–9. https://www.onesearch.id/Author/Home?author=BUDHIARJO%2C+INTAN+SARI
Budiarti, I., Hibatulloh, F., & Salman, M. (2021). Financial Technology as Payment Methods in the Digital Era. 1(1), 9–16.
Dimitrova, I., Öhman, P., & Yazdanfar, D. (2022). Barriers to bank customers’ intention to fully adopt digital payment methods. International Journal of Quality and Service Sciences, 14(5), 16–36. https://doi.org/10.1108/IJQSS-03-2021-0045
Fadhila, S., Lie, D., Wijaya, A., & Halim, F. (2020). Pengaruh Sikap Konsumen Dan Persepsi Konsumen Terhadap Keputusan Pembelian Pada Mini Market Mawar Balimbingan. SULTANIST: Jurnal Manajemen Dan Keuangan, 8(1), 53–60. https://doi.org/10.37403/sultanist.v8i1.177
Hanaysha, J. R. (2018). An examination of the factors affecting consumer’s purchase decision in the Malaysian retail market. PSU Research Review, 2(1), 7–23. https://doi.org/10.1108/PRR-08-2017-0034
Handayani, V. A., Tarsila, H., Hidayati, E., Saputri, R., & Parero, J. (2023). Persepsi Masyarakat Kota Batam Terhadap Transformasi Digital Payment. 1, 12–18.
Jasri, J., Indah Rahayu, Andi Muhammad Aidil, & Sitti Hajerah. (2021). Persepsi Masyarakat Terhadap Penggunaan Dompet Digital Pada Transaksi Jual Beli. Manajemen, 1(1), 110–115. https://doi.org/10.51903/manajemen.v1i1.197
Kirana Widyastuti, Putu Wuri Handayani, I. W. (2017). TANTANGAN DAN HAMBATAN IMPLEMENTASI PRODUK UANG ELEKTRONIK DI INDONESIA: STUDI KASUS PT XYZ. Jurnal Sistem Informasi (Journal of Information System), 4, 38–48.
Kom, M., Ekonomi, F., Uin, I., & Utara, S. (2021). Nabillah Purba. 9(2), 91–98.
Lai, S. K. (2018). Toward a general theory of cities. Journal of Urban Management, 7(2), 43–45. https://doi.org/10.1016/j.jum.2018.07.001
Lestari, S. O. D. A. E., & Yusuf, A. (2021). Pengaruh diskon terhadap keputusan penggunaan aplikasi ruang guru di kota karawang. Kinerja, 18(1), 134–140.
M, P. (2022). A Study on Consumer Perception Towards Digital Payment. East Asian Journal of Multidisciplinary Research (EAJMR), 1(6), 1033–1044.
Mardiana, N. Y., Utomo, N. A., & Amaliah, Y. R. (2022). Pengaruh Persepsi Kegunaan dan Kemudahan Teknologi Internet Terhadap Efektifitas Perusahaan di JABODETABEK. Ekonomika, 6, 1–10.
Mubarak, D. A., Akhmadi, M. H., & Wati, E. N. (2022). Implementasi Sistem Aplikasi Pembayaran Digital Payment Dalam Pelaksanaan Pembayaran Berbasis Cashless di Masa Pandemi Covid-19. Jurnal Manajemen Keuangan Publik, 6(2), 115–122. https://doi.org/10.31092/jmkp.v6i2.1699
Musthofa, Kurniati, H. (2020). PENGARUH PERILAKU KONSUMEN TERHADAP SISTEM PEMBAYARAN UANG DIGITAL (STUDI PADA PENGGUNA OVO DI KOTA MALANG). 9(2), 175–184.
Mutia, A. (2022). Google: Potensi Ekonomi Digital Indonesia Terbesar di Asia Tenggara. In Databoks.Katadata.Co.Id. https://databoks.katadata.co.id/datapublish/2022/09/21/google-potensi-ekonomi-digital-indonesia-terbesar-di-asia-tenggara
Pahlevi, R. (n.d.). Apa Alasan Konsumen Gunakan Bank Digital_ Ini Hasil Surveinya.
Pradiatiningtyas, D., Dewa, C. B., & Safitri, L. A. (2020). The Effect of Satisfaction and Loyalty Towards Digital Payment System Users Among Generation Z in Yogyakarta Special Region . The Effect of Satisfaction and Loyalty Towards Digital Payment System Users Among Generation Z in Yogyakarta Special Region . https://doi.org/10.1088/1742-6596/1641/1/012110
Putriani, S., & Apriani, R. (n.d.). Impacts Of Digital Technostress And Digital Technology Self-Efficacy On Intentions To Use Fintech In Indonesia _ Jurnal Reviu Akuntansi dan Keuangan.
R, T. T., Professor, A., & Scholar, P. (2017). a Study on Customer Perception. 2(5), 126. www.ijrti.org
Rahmawati, I., & Illiyin, R. (2021). Pengaruh Motivasi, Persepsi Dan Sikap Konsumen Terhadap Keputusan Pembelian Hp Oppo. Jurnal Ilmiah Hospitality, 10(1), 103–112. https://stp-mataram.e-journal.id/JIH/article/view/728
Ramli, Y. (2020). Adopting Digital Payment Based on the Features and Benefits Provided by the Application. 5(3), 1–6.
Raya, A., & Rustandi Kartawinata, B. (2022). THE INFLUENCE OF CONSUMER BEHAVIOR AND PRODUCT QUALITY ON. Jurnal Manajemen Dan Bisnis, 6(1), 74–86. https://doi.org/10.36555/almana.v6i1.1744
Sahi, A. M., Khalid, H., Abbas, A. F., Zedan, K., Khatib, S. F. A., & Amosh, H. Al. (2022). The Research Trend of Security and Privacy in Digital Payment. Informatics, 9(2). https://doi.org/10.3390/informatics9020032
Salam, K. N., & Taufik, M. I. (2020). The Effect of Perceived Enjoyment on the Decision of Digital Payment Utilization in Millennial Generation. Hasanuddin Economics and Business Review, 4(2), 50. https://doi.org/10.26487/hebr.v4i2.2442
Santi, S. C., Surianto, M. A., & Desembrianita, E. (2021). Analisis faktor-faktor yang mempengaruhi keputusan penggunaan financial technology (gopay) di Kabupaten Gresik. JPIM : Jurnal Peneliian Ilmu Manajemen, 6(3), 256–270.
Stella, R. S. (2020). FAKTOR – FAKTOR PENYEBAB TIDAK MENGGUNAKAN DIGITAL PAYMENT ( STUDI KASUS PADA OVO ). 5(1), 90–99.
Subakti, A. G. (2018). Analisis Persepsi Konsumen (Studi Kasus Molecular Mixology di Loewy, Jakarta). Analisis Persepsi Konsumen (Studi Kasus Molecular Mixology Di Loewy, Jakarta), 8(1), 31–38.
Subianto, T. (2016). Perilaku Konsumen dalam Berbelanja Pakaian Wanita di Pasar Pagi Samarinda. Ekonomia, 5(3), 298–312.
Suprajang, S. E., & Wijaya, R. (2015). Pengaruh Perilaku Konsumen Dan Pembentukan Brand Awareness Terhadap Keputusan Pembelian Motor Suzuki. Riset Mahasiswa Ekonomi (RITMIK), 2(2), 169–188.
Suryanto, Muhyi, H. A., & Kurniati, P. S. (2022). USE OF DIGITAL PAYMENT IN MICRO, SMALL AND MEDIUM BUSINESS. AdBispreneur : Jurnal Pemikiran Dan Penelitian Administrasi Bisnis Dan Kewirausahaan, 10(1), 1–52. https://doi.org/10.21608/pshj.2022.250026
Tarantang, J., Awwaliyah, A., Astuti, M., & Munawaroh, M. (2019). Perkembangan Sistem Pembayaran Digital Pada Era Revolusi Industri 4.0 Di Indonesia. Jurnal Al-Qardh, 4(1), 60–75. https://doi.org/10.23971/jaq.v4i1.1442
Trisyanti, U., & Prasetyo, B. (2018). Revolusi Industri dan Tantangan Revolusi Industri 4.0. Prosiding SEMATEKSOS 3 “Strategi Pembangunan Nasional MenghadapiRevolusiIndustri 4.0,” 22–27. http://iptek.its.ac.id/index.php/jps/article/view/4417
Downloads
Published
Issue
Section
License
Authors who publish with JEBI: Jurnal Ekonomi dan Bisnis agree to the following terms:
- Authors retain copyright and grant the JEBI: Jurnal Ekonomi dan Bisnis right of first publication with the work simultaneously licensed under Creative Commons Attribution License (CC BY 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the published version of the work (e.g., post it to an institutional repository or edit it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.





