PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO DAN NON PERFORMING FINANCINGTERHADAP RETURNON ASSET PADA PT BANK MUAMALATINDONESIA, Tbk

Abstract

The title of this research is: “The Influence of Capital Adequacy Ratio, Financing to Deposit
Ratio, and Non Performing Financing to Return on Asset at PT Bank Muamalat Indonesia, Tbk”. This
research aimed to know the influence of Capital Adequacy Ratio, Financing to Deposit Ratio, and Non
Performing Financing to Return on Asset. The method used in this research is descriptive method of
analysis and verification method. Data collection techniques using literatureresearch (library research)
and documentation research. Analysis of the data used is the classical assumption test first form
multikolonieritas test, autocorrelation test, heteroscedasticity test and test for normality.
Furthermore, using multiple linear regression statistical test, the coefficient of determination and
testing through the F test and t test using SPSS version 20 statistical application for Windows.  The
research findings show that Capital Adequacy Ratio, Financing to Deposit Ratio, and Non Performing
Financing simultaneously or partially no significant influence to Return on Asset.

Keyword: Capital Adequacy Ratio, Financing to Deposit Ratio, Non Performing Financing, and Return
on Asset.