WOMEN ON BOARD (WOB) DAN RISK TAKING PADA BANK PERFORMANCE (STUDI KASUS PADA BANK UMUM KONVENSIONAL PERIODE 2017-2020)
DOI:
https://doi.org/10.31941/jurnalpena.v36i2.2306Keywords:
Women on Board (WOB), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Bank SizeAbstract
Bank have a function as financial intermediary so that bank become bridge for saving and providing credit. These main activities have credit risk which represented by Non Performing Loan (NPL) and liquidity risk represented by Loan to Deposit Ratio (LDR). The management of bank is carried out by board of directors who consiststing of various gender, region, education, etc. Gender diversity on bank represented by Women on Board (WOB). The purpose of this research is to determine Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Women on Board to Return on Assets (ROA) in banks listed on the Indonesia Stock Exchange in 2017-2020 use several criteria. This study uses multiple linear regression analusis method using SPSS version 24. The results of this research state that NPL has negative and significant effect on ROA. LDR has positive and not significant effect on ROA. WOB has negative and not significant effect on ROA. Size as control variable has a positive and significant on ROA.
References
Abatecola, G., Farina, V., & Gordini, N. (2014). Board effectiveness in corporate crises: Lessons from the evolving empirical research. Corporate Governance (Bingley), 14(4), 531–542
Al-Amarneh. (2014). Corporate Governance , Ownership Structure and Bank Performance in Jordan Corporate Governance , Ownership Structure and Bank Performance in. May
Albulescu, C. T. (2015). Banks’ Profitability and Financial Soundness Indicators: A Macro-level Investigation in Emerging Countries. Procedia Economics and Finance, 23(October 2014), 203–209
Almazari, A. A. (2014). Impact of Internal Factors on Bank Profitability : Comparative Study between Saudi Arabia and Jordan. 4(1), 125–140.
Birindelli, G., Chiappini, H., & Savioli, M. (2020). When do women on board of directors reduce bank risk? Corporate Governance (Bingley), 20(7), 1307–1327.
Christina, Y., Manurung, M., Tjitrohartoko, F., & Jogi, Y. (2019). Proporsi Dewan Direksi Wanita dan Pengaruhnya terhadap Profitabilitas Perusahaan Sektor Jasa.
Darmawan, J., Laksana, B., & Danisworo, D. S. (2020). Pengaruh Non Performing Loan dan BI Rate terhadap Return on Asset Pada Bank Umum. Indonesian Journal of Economics and Management, 1(1), 174–183.
Gallucci, C., Santulli, R., & Tipaldi, R. (2020). Women on bank boards and risk-taking: A cross-countries analysis on the moderating role of masculinity. Corporate Ownership and Control, 17(3), 71–83
Ghozali, Imam. 2016. Aplikasi Analisis Multivariete Dengan Program IBM SPSS 23 (Edisi 8). Cetakan ke VIII. Semarang : Badan Penerbit Universitas Diponegoro.
Ghosh, S. K., & Maji, S. G. (2014). The Impact of Intellectual Capital on Bank Risk: Evidence from Indian Banking Sector. The IUP Journal of Financial Risk Management, 11(3), 18–38.
Huang, J., & Kisgen, D. J. (2013). Gender and corporate finance: Are male executives overconfident relative to female executives? Journal of Financial Economics, 108(3), 822–839
Innayah, M. N., & Pratama, B. C. (2021). Board Diversity and Its Effects on Firm Performance and Risk: A Study in Banking Firms. Journal of Accounting and Investment, 22(1), proofreading
Innayah, M. N., Pratama, B. C., & Hanafi, M. M. (2020). The Effect of Intellectual Capital towards Firm Performance and Risk with Board Diversity as a Moderating Variable: Study in ASEAN Banking Firms. Jurnal Dinamika Manajemen, 11(1), 27–38
Isidro, H., & Sobral, M. (2015). The Effects of Women on Corporate Boards on Firm Value, Financial Performance, and Ethical and Social Compliance. Journal of Business Ethics, 132(1), 1–19
King, M. R., & Santor, E. (2008). Family values: Ownership structure, performance and capital structure of Canadian firms. Journal of Banking and Finance, 32(11), 2423–2432
Mustanda, I. K. (2016). Pengaruh Car, Ldr Dan Npl Terhadap Roa Pada Sektor Perbankan Di Bursa Efek Indonesia. E-Jurnal Manajemen Universitas Udayana, 5(5), 253810.
Öhman, D. Y. P. (2015). 기사 (Article) 와 안내문 (Information) [. The Eletronic Library, 34(1), 1–5.
Orazalin, N., Mahmood, M., & Lee, K. J. (2016). Corporate governance , financial crises and bank performance : lessons from top Russian banks. 16(5), 798–814
Petria, N., Capraru, B., & Ihnatov, I. (2015). Determinants of banks ’ profitability : evidence from EU 27 banking systems. Procedia Economics and Finance, 20(15), 518–524
Pratama, N. I., & Cinintya, B. (2019). Tantangan dan Kesempatan Wanita Dalam Lingkungan Kerja. Jurnal Manajemen, 13(2), 1–8.
Ramadhani, zhafarina isti, & Adhariani, D. (2017). Pengaruh Keberagaman Gender Terhadap Kinerja Keuangan Perusahaan dan Efisiensi Investasi. Simposium Nasional Akuntansi XVIII, 21(1), 1–20.
Setya, M., Sari, P., Afriansyah, R., Icmd, D., Efek, B., & Populasi, I. (2021). Pengaruh car , ldr , nim , bopo terhadap roa pada sektor perbankan go public di bei 2016-2018 to Deposit Ratio ), NIM ( Net Interest Margin ), BOPO ( Beban Operasional Pendapatan. Jurnal Akuntansi Dan Keuangan, 17(1), 118–126.
Youssef, A., & Samir, O. (2015). A comparative study on the financial performance between Islamic and conventional banks: Egypt case. The Business and Management Review, 6(4), 10–11.
Downloads
Published
Issue
Section
License
- Hak publikasi jurnal menjadi milik pengelola jurnal dengan sepengetahuan penulis, sedangkan hak moral publikasi menjadi milik penulis.
- Aspek legal formal terhadap aksesibilitas publikasi jurnal mengacu pada lisensi Creative Commons Atribusi-NonCommercial-No Derivative (CC BY-NC-ND), yangberarti bahwa publikasi dapat dimanfaatkan dengan tujuan non-komersial dan dalam bentuk aslinya (tidak dapat dimodifikasi).
- Setiap publikasi jurnal (cetak/elektronik) bersifat open access untuk tujuan pendidikan, penelitian, dan perpustakaan. Di luar tujuan tersebut, pengelola jurnal tidak bertanggung jawab atas pelanggaran hak cipta yang dilakukan oleh pihak tertentu.
