The Challenges of The Implementation of Smart Contracts Related to Consumer Protection in Electronic Transactions
DOI:
https://doi.org/10.31941/pj.v21i2.3359Abstract
Smart contracts, which are computer code protocols
that leverage digital contracts in the blockchain
network. Smart contracts can make transactions not
easy to change, more permanent, not easily damaged,
more efficient, faster, and more secure because
everything is recorded in the blockchain system.
However, smart contracts are not without challenges.
This study uses a normative juridical approach by
analyzing secondary legal materials complemented by
relevant primary legal materials. Challenges related to
smart contracts in consumer protection, namely
programming codes, may not guarantee representation
of the parties, the inability of smart contracts (to date)
to provide flexibility in contractual frameworks, and
complex programming languages for parties
unfamiliar with coding. In addition, the parties
involved in the transaction and do not have a coding
background, of course, do not easily interpret smart
contracts. In the end, regulation is essential to protect
users, ensure the security and rights of the parties, so
that this technology does not disrupt particular
markets, but on the other hand, too much regulation
will hinder innovation
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